The Single-Family Homeowner Rehabilitation Program provides assistance to qualified low to moderate-income, owner-occupants of substandard single-family dwellings. Program priorities are to correct housing code violations, preventative maintenance, increase energy efficiency and improve the general livability of the home.
The program terms are:
r Deferred (no payment) and direct (month payment) loans (terms dependent on income)
r $20,000 maximum loan
r All deficiencies are to be corrected
In addition to the owner-occupied program, the City also offer the Emergency Rehabilitation and Weatherization programs.
Emergency Rehabilitation
The Emergency Rehabilitation Program addresses items that pose an immediate life-threatening danger, such as a lack of water due to failed plumbing or lack of heat in winter. Income and property eligibility is the same as for the Owner-Occupied Program.
The program terms are:
r Deferred and Direct loans (terms dependent on income)
r Life/Safety repairs only
Weatherization Program
The Weatherization Program is designed to increase the energy efficiency of a home by adding things like insulation, weather-stripping and caulk. Income and property eligibility is the same as for the Owner-Occupied Program.
The program terms are:
r Deferred and Direct loans (terms dependent on income)
r Energy efficiency improvements only
Eligible applicant(s) must have income at or below 80% median income, as established by The U.S. Department of Housing and Urban Development (HUD). Assistance will be in the form of a 0% or a low-interest loan, using the property as collateral. Funds will be recaptured by payment, upon the sale, transfer or refinance of the home for use by future owner-occupants. Please read the guidelines/application packet for additional requirements to participate in this program. Funding is limited for this program and will be made available to any eligible borrower(s) on a first come, first serve basis.
Single-Family Homeowner Rehabilitation Guidelines and Application Packet
Please submit questions to: City of Richland, Attn: Michelle Burden, P.O. Box 190, MS-19, Richland, WA 99352 or call (509) 942-7580.
